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PENGARUH PENGETAHUAN KEUANGAN DAN SOSIALISASI KEUANGAN TERHADAP KEPUASAN KEUANGAN IBU RUMAH TANGGA DENGAN STRES KEUANGAN SEBAGAI VARIABEL INTERVENING (Studi Kasus Ibu Rumah Tangga Kota Kendari)

Keywords:

Kepuasan Keuangan, Pengetahuan Keuangan, Sosialisasi Keuangan, Stres Keuangan

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan keuangan, sosialisasi keuangan terhadap kepuasankeuangan dengan stres keuangan sebagai variabel intervening. Populasi dalam penelitian ini adalah ibu rumah tanggadi Kota Kendari Sulawesi Tenggara. Pengambilan sampel meggunakan teknik simple ramdom sampling. Jumlah sampel sebanyak 100 ibu rumah tangga di Kota Kendari Sulawesi Tenggara.  Data penelitian dianalisis menggunakanPLS-SEM (Partial least square structural equation modeling) dengan perangkat lunak SmartPLS. Hasilnyamenunjukan bahwa meningkatnya pengetahuan keuangan dan sosialisasi keuangan juga akan meningkatkan kepuasan keuangan. Selain itu, pengetahuan keuangan dan sosialisasi keuangan yang tinggi mampu mengurangi streskeuangan, yang pada akhirnya akan meningkatkan kepuasan keuangan.

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2023-02-17